CentryAI

• 1. overview (593 chars)

  CentryAI is an AI subscription tracking tool for individual users that automatically detects all recurring charges by scanning Gmail or iCloud inboxes and marks subscriptions that users may have long forgotten with a "zombie score." It was created by Emre, an independent developer with ADHD (attention deficit hyperactivity disorder). It received 217 likes and 56 comments on Product Hunt on July 4, 2026, ranking fourth on that day. Its core differentiation lies in "no need to bind a bank account", "read-only one-time scan of mailbox" and "one-click Cancel Finder" - these three designs jointly point to a clear user profile: those who pay money in vain because they forget, especially the ADHD group.

• 2. Product background (820 chars)

  Emre, the founder of CentryAI, is himself the first user of the product. During a financial cleanup, he discovered he was paying for subscription services he hadn't used in 11 months—from streaming media to SaaS tools, which added up to hundreds of dollars a month. Existing subscription tracking tools on the market (such as Rocket Money, Bobby, Hiatus) either require linking a bank account or requiring manual entry of each subscription, but both methods are ineffective for people who "have forgotten what they are paying for." Therefore, Emre decided to take matters into his own hands and developed CentryAI starting from "email receipts", the only data source that cannot lie.   The application will be officially launched around June 30, 2026, and the mobile version supports iOS and Android. After it went online, it was quickly included and reviewed on product collection sites such as Product Hunt, AIPure, and ToolRadar, and caused quite a stir in the ADHD community.

• 3. Product functions and usage experience (2274 chars)

  CentryAI's product logic is very focused, with only four core functions, each of which is designed around the closed loop of "discovery - rating - cancellation".   First up is the AI ​​mailbox scanner. After the user connects to Gmail or iCloud (read-only permissions only), CenturyAI will scan all subscription receipts and billing emails in the inbox within 60 seconds, automatically identify the deduction records of more than 90 services such as streaming media, SaaS tools, fitness apps, cloud storage, etc., and can even dig out old receipts from three years ago. All scanning is completed in server memory, and the original email content is discarded after extraction and is not stored. Mailbox permissions can be revoked after each scan.   Second is the zombie subscription detector. This is CentryAI’s most recognizable feature. The system will give a "Zombie Score" based on the last time the user used the service. For example, if you haven't used MidJourney for 47 days, it will give you a score of 87. The higher the score, the more likely the subscription is a "dead waste." However, this rating relies on users actively "checking in" to confirm usage, rather than automatically tracking application usage data.   The third is AI Cancel Finder - Cancel Finder. The process of canceling a subscription is often designed to be very hidden. CenturyAI maintains a direct link to the cancellation page for each subscription. Users can click to jump to the corresponding cancellation page. For unknown services, it will parse in real time and correct the link based on community feedback. This feature has received the most praise on Product Hunt, and users generally believe that “one-click direct access to the cancellation page” solves the biggest pain point.   Finally, there’s the spending dashboard. Display monthly/annual expenses by currency, support time window switching of 1 month, 3 months, 6 months and 1 year, and compare paid expenses with upcoming deductions. The interface design is simple and refreshing, without distracting information, and supports dark and light themes.   Horizontal comparison with competing products: Rocket Money (formerly Truebill) requires binding a bank account (through Plaid). Although it has more complete functions (including bill negotiation, budget management, and credit monitoring), it sacrifices greater privacy. CentryAI does not use bank links at all, and its read-only email address and disposable policy has gained obvious advantages among privacy-sensitive users. Bobby is a purely manual tracker, suitable for people with only a few subscriptions, while CentryAI solves the fundamental problem of "manual entry" through AI scanning.

• 4. Pricing and business model (804 chars)

  CentryAI adopts the Freemium model. The free version allows tracking of up to 3 subscriptions, including manual entry, renewal calendar and topic switching. The Pro version is priced at $7.99/month ($59.99 annually, saving about 37%) and unlocks unlimited subscription tracking, AI mailbox scanning, zombie detection, consumption analysis, Cancel Finder and email reminders. Both plans come with a 7-day free trial and no credit card is required.   The pricing is mid-range among similar products. Rocket Money Premium is $6–$14/month (user pays what you choose), but also charges an additional bill negotiation success fee (30–60% of first-year savings). CentryAI’s pricing is simpler and more transparent, with no hidden fees. However, the professional version price of $7.99/month may be too high for some users - after all, the core of this tool is to help you save money. If the user only has 3–5 subscriptions to manage, the free version is enough.

• 5. User reviews (1362 chars)

  Judging from 56 reviews on Product Hunt, overall user feedback has been very positive. Many people highly resonate with the founder’s story of “making this product because he forgot 11 subscriptions” and think this is “the most honest slogan on PH.” Actual users mentioned that Gmail scanning was "surprisingly fast" and even caught subscriptions they had completely forgotten about. The "one-click cancel" function was repeatedly praised as "resolving a real pain."   However, several concerns have been raised that deserve attention. The first is the issue of detecting annual subscriptions: some services only charge once a year, and the bill email may be 11 months ago. Can it be covered by one scan? The founder responded that this is indeed a more difficult challenge and is being optimized. Secondly, there is the privacy issue: although the email content is not stored, the extracted subscription list (merchant, amount, renewal date) itself is a person's financial map. Users want to know more clearly where this data is stored and how to protect it. The third is that if you miss the annual/semi-annual "large subscription", it is not a matter of saving a few dollars.   Some users joked about a paradox: "You need to subscribe to another tool to manage your subscriptions, which is quite ironic in itself." In addition, many users suggested adding a "trial period reminder" function - sending a notification before the free trial automatically turns to paid, because many people are "harvested" in this link. The founders confirmed this was the most requested feature during launch week, but it hasn't been added yet.

• 6. Industry evaluation (853 chars)

  Major AI tool directory sites (AIPure, ToolRadar, PoweredbyAI, Complete AI Training, ProductDirs) have included CentryAI and given positive reviews. Reviews generally highlight its privacy-first positioning and ADHD-friendly design. In terms of Chinese media, both the AIPure traditional and simplified sites have detailed product pages that introduce core functions and usage.   From the perspective of the competitive landscape, the subscription tracking track is no longer a new track. Rocket Money relies on the resources of parent company Rocket Companies (NYSE: RKT) to have 10 million+ users and has helped users save a total of $2.5 billion. But the characteristics of this track are low user switching costs and strong demand rigidity - as long as someone is paying for forgotten subscriptions, there is room for new tools to enter. The "privacy first + ADHD group" segment that CentryAI has entered is sufficiently differentiated, but it also means that its ceiling may not be as wide as Rocket Money.

• 7. Controversies and Risks (1183 chars)

  The biggest controversy is over the accuracy of the “zombie score.” Some comments pointed out that not every subscription needs to be used frequently - services such as VPN, domain name renewal, and cloud backup may not be turned on for several months, but they continue to provide value. If you simply judge whether it should be canceled based on "open frequency", you may accidentally kill valuable services. The founders acknowledge this and mitigate this by letting users check in manually—but that also means the experience of using the rating system isn’t entirely automated.   Another risk is Cancel Finder's link maintenance. Manufacturers will deliberately and frequently change the URL of the cancellation page to make it difficult for users to find the cancellation entrance. CentryAI's solution is the "community feedback mechanism" - after users report that a link is invalid, the system will update it with a new link. However, the timeliness of this mechanism depends on user activity, and the cancellation links for unpopular services may not be updated for a long time.   In addition, CenturyAI currently does not support automatic reminders when the trial period expires - that is, the scenario where "you sign up for a 7-day free trial, and money starts to be deducted on the 8th day." This was the most mentioned feature request during launch week, and the founders have included it in the v2 plan.

• 8. Applicable groups and usage suggestions (962 chars)

  CentryAI is most suitable for three types of people: first, users who think they have ADHD tendencies and often forget to manage subscriptions - this product is designed for them; second, people who are very privacy-conscious and do not want to bind their bank accounts to third-party applications; third, individual users with between 3-20 subscriptions, CentryAI's free version or professional version can cover it well.   People who are not suitable include: people who want to manage budget + investment + credit score in one place (in this case Rocket Money is more suitable); people who only have 1–2 subscriptions (manual accounting is more troublesome); and people who expect the tool to automatically cancel subscriptions without having to do it at all (CentryAI provides links instead of automatic cancellation).   In terms of alternatives: Rocket Money is a full-featured personal finance platform for those who want full management; Bobby is a minimalist manual tracker for those with few subscriptions; Subscription Freedom is another privacy-first option that works by forwarding email receipts rather than scanning inboxes.

• 9. Summarize (830 chars)

  CentryAI is a subscription tracking tool with precise positioning and restrained design. Rather than trying to be another Rocket Money, it taps into a neglected segment of the market — people who are constantly being charged because they forgot. The founder's own ADHD experience has led to many considerate designs in the user experience of the product: mailbox read-only scanning lowers the psychological threshold, Cancel Finder eliminates cancellation resistance, and zombie scoring makes hidden waste explicit. None of these designs look complicated individually, but together they create a great chemical reaction. Its biggest challenge is to prove that it can continue to maintain Cancel Finder's link database and iterate quickly on high-frequency needs such as free trial reminders. For individual users, after spending 3 minutes setting up and scanning their mailbox, they may be able to discover dozens of dollars in hidden expenses—this time investment is worth it.

No in-depth report yet

• 

  Jacqueline.Richardson520305

  —

  用了几天 CentryAI，扫出我 4 个自己都忘了的订阅，加一起每个月白花三十多刀。取消链接那个功能确实省事，不用一个个去翻设置页了。

---

• 

  SolanaSoul704

  —

  刚连上 Gmail 扫完，确实找到了几个我之前手动记漏掉的。不过目前只支持 Gmail 和 iCloud，我主力用 Outlook，希望能快点加上。

---

• 

  JPerez369

  —

  作为 ADHD 重度患者，这个 app 简直救了我的钱包。之前用了好几个订阅追踪工具都要手动录入，问题是我连自己订了什么都记不住。CentryAI 直接扫邮件全部列出来，还能一键跳到取消页面，真的太省心了。跟市面上那些要你手动记的 tracker 完全不是一个思路，它是真的理解了我们这种记不住事的人到底需要什么。开发者本人也有 ADHD，所以痛点抓得非常准。

---

• 

  BCarter_99

  —

  太香了，扫完居然发现我还在给一个三年前的健身 App 付费。

---

• 

  MJohnson_99

  —

  Cancel Finder 这个功能很实用，Netflix 和 Spotify 的取消链接都是一键直达。不过有些小众工具的链接跳转不太准，能理解。关键是它有个社区反馈机制，你点了取消之后可以告诉它链接好不好用，然后下次别人再点的时候就能拿到正确的地址，这个思路挺聪明的，靠众包来解决链接失效的坑。

---

• 

  Edward.Gonzalez_Max

  —

  界面挺清爽的，没有那些乱七八糟的推销弹窗。

---

• 

  BruceRussell_7703

  —

  免费版只能追踪 3 个订阅，对我来说够用了。Pro 版 7.99 刀一个月，如果订阅多的话其实挺划算，随便取消一个就回本了。

---

• 

  卢萱

  —

  zombie 评分这个设计很有意思，超过 30 天没用的订阅自动标红，看着那个分数蹭蹭往上涨很难不去管它。

---

• 

  sadlion744

  —

  扫出来 11 个订阅我确实只用 4 个，剩下全成了僵尸订阅，看到那个 zombie 评分自己都觉得离谱。赶紧取消了一波，一个月省了小两百。

---

• 

  PaulPhillips

  —

  隐私这方面做得确实好，不用绑银行卡，只读权限扫邮件，扫完即焚，邮件内容不会留在服务器上。比其他那些要你授权银行账户的理财 App 放心多了。而且通过了 Google CASA Tier 2 安全认证，不是那种小作坊，有独立审计的。

---

• 

  Brenda_Watson369

  —

  如果能加个免费试用提醒就好了，每次试用到期忘取消都是血亏。看到作者在 Product Hunt 评论区说这是 most-requested 功能，希望快点上线。

---

• 

  DylanClarke

  —

  自由职业者的好工具。我每月 SaaS 工具十几个，光设计类就好几个重复的，CentryAI 摆在一起看就清楚多了，该砍的砍，该留的留。

---

• 

  Billy.Ortiz_2020

  —

  注册的时候不需要绑信用卡就能用 7 天 Pro 试用，这点好评。有些 App 一上来就让你输卡号才给试，真的很劝退。

---

• 

  Donald.Reyes_2020

  —

  回不去了，以前每月对账单全靠翻银行流水，现在打开 CentryAI 一目了然。

---

• 

  EvanCook

  —

  1.0.3 更新修复了免费试用期不纳入月度总额的问题，这个改得好。之前它把试用期的 $0 也当正常订阅算，月度总支出看着虚高，现在终于合理了。另外取消和过期的订阅也不再出现在续费提醒里，清爽很多。

---

• 

  CarlColeman_2022

  —

  最想要的功能：试用期到期提醒。我已经两次因为忘了取消试用被自动扣钱了，如果 CentryAI 能在扣钱前一天 push 我一下，那就真的省心了。创始人说 v2 会加，先 Mark。不过整体用下来，扫邮箱的速度和准确度还是不错的。

---

• 

  Sharon_Coleman_X

  —

  今天发现它把 YouTube Premium 和 YouTube Music 识别成了两个独立的订阅，实际上我是 Family Plan 打包的，它没识别出来。这种打包订阅的处理还需要改进。不过 1.0.4 更新说已经修复了 YouTube 名称重复的问题，期待后续。

---

• 

  Rebecca696

  —

  $7.99 一个月，一年差不多 $60。如果你只有三五个订阅在用，免费版够用了。但如果你跟我一样有十几个 SaaS 工具绑着，Pro 版一个 Cancel Finder 就值回票价了。今天刚用它找到了 Figma 的取消页，之前愣是翻了半天没找到。

---

• 

  DianaLewis_2024

  —

  年付检测这个事我专门试了一下，确实能翻到一年前的收据。我有个 Notion 的年费账单是去年 8 月的，它抓出来了。不过只有 Pro 版才能用 AI 扫描，免费版只能手动输入，搞笑吗这不是。但话说回来，花 $7.99 省下来的钱可能多得多。

---

• 

  ch1v_8kny

  —

  7 天免费试用中，目前扫出来 6 个订阅，有 2 个我确实忘了。但说好的自动取消呢？它只是给了个链接，不是真的帮你点取消。看 FAQ 说这个要等 v2。能理解技术上有难度，但消费者心理预期被拉高了。

---

• 

  LMitchell_202298

  —

  Zombie 评分有点意思，但说实话准不准不好说。VPN、域名这种服务你一个月不打开它反而是正常的，结果被标成 80 分僵尸，有点冤。还好它是靠用户手动签到而不是自动监测，至少你自己可以把分改回来。

---

• 

  ikcw3y1n

  —

  Gmail 扫了，没有收到收据的订阅它抓不到。iCloud 那边因为苹果的收据有时候是全家桶打包在一起，解析出来名字乱码，体验一般。不是所有订阅都能自动发现，还是得手动补一些，不过比完全手填强多了。

---

• 

  Isaiah516

  —

  有个悖论：你需要再花一笔钱订阅 CentryAI 来管理你的其他订阅。仔细想想也没毛病，它 Pro 版一年 $60，帮我省下来的订阅费可能翻好几倍。今天刚用它取消了两个僵尸订阅，每月省了 35 刀，一年就是 420 刀，怎么算都不亏。

---

• 

  NeptuneNetWolf

  —

  说实话，看到创始人说自己有 ADHD 忘了 11 个订阅，我觉得被点名了。我可能没他那么夸张，但七八个肯定有。免费版只能跟踪 3 个，先试试再说。第一轮扫完发现我每月多花了 80 多刀在没用过的东西上，够 Pro 版一年还有找零。

---

• 

  FlamingoFi910

  —

  年付订阅抓到没？我有个 100 多刀的年费项目一年才一封邮件，扫一次真能翻出来吗？要是漏了年付那才是大头。

---

• 

  EAnderson_99

  —

  Cancel Finder 这个功能真好用。之前取消一个健身 App 的订阅，在设置里找了十分钟，它一键就到了取消页。

---

• 

  RoyCooper_Plus

  —

  刚把 Gmail 连上扫了一遍，60 秒不到就列出了一串订阅，其中有个 Adobe 的套餐我已经大半年没碰过了，月费还五十多刀，真扎心。Cancel Finder 直接跳转到取消页面，省了翻设置菜单的功夫。就冲这点，我已经把链接分享到朋友圈了。

---

• 

  eLIZABETHhOFFMANN

  —

  不绑银行卡这个点打动我了。Rocket Money 要连 Plaid，我一直不太放心。CentryAI 只读扫一下邮箱就完事，用完撤销权限，心理负担小很多。而且它过了 Google CASA Tier 2 认证，至少说明 Gmail 的数据处理是经过审计的，放心一些。

---

• 

  HAnie

  —

  ADHD 患者的救星。不夸张，我试过用 Excel 记账，坚持了三天。CentryAI 扫邮箱自动出结果，这种不用动脑子的方案才适合我。

No reviews yet